Start With a Clear Diagnosis.
The Business Owner Wealth Review uses The PAID Method™ to evaluate where your business stands today, where value may be exposed, and what needs to happen next.
Owner Advisory Group reviews the Diagnostic with you in person — translating scores into decisions, priorities, and the next move for your business and your wealth.
Built for business owners with real value at stake.
Established business owners
Owners with meaningful enterprise value who want a clearer view of how the business connects to personal wealth.
Owners thinking about transition
Owners who are starting to think about an exit, sale, or succession in the next 1–10 years.
Owners with fragmented planning
Owners with a CPA, attorney, and other advisors in place — but no single PAID Method™ plan connecting them.
A structured read across Protect, Align, Integrate, and Distribute.
The review examines the business and the owner together — because business value only matters if it can be converted into personal wealth.
- Ownership and entity structure
- Buy-sell and continuity agreements
- Key-person and liability exposures
- Owner compensation and distributions
- Tax coordination across the business and the owner
- Retirement plan design and personal investments
- Cash flow, reserves, and concentration risk
- Exit readiness, succession, and estate coordination
Business Wealth Diagnostic
The Diagnostic evaluates where the business stands today, where value may be exposed, leaking, trapped, or poorly positioned, and how prepared the business is to turn enterprise value into personal wealth.
PAID Method™ domain scores
A score across Protect, Align, Integrate, and Distribute showing where the business is strong and where value is exposed.
Estimated wealth gap
A planning-impact estimate of the gap between current trajectory and the personal wealth the business could realistically support — subject to review with the appropriate licensed professional.
Structural readiness profile
A view of how prepared the business is — ownership, agreements, continuity, and operating structure — to convert enterprise value into personal wealth.
Domain severity findings
Findings organized by severity so you can see which gaps are urgent, which are strategic, and which are positioning opportunities.
We evaluate your business and wealth across six core areas.
The Business Wealth Diagnostic scores each domain to reveal where value is strong, where it is exposed, and what needs attention before it can be turned into personal wealth.
Insurance & Protection
- Key person life insurance
- Disability protection
- Buy-sell funding
- Business continuity planning
Business Risk & Liability
- Business owner's policy review
- Cyber and E&O review
- Commercial liability
- Umbrella and business interruption coverage
Owner Wealth & Investments
- Personal investment strategy
- Tax-loss harvesting review
- Diversification planning
- Liquidity planning
Retirement & Benefits
- 401(k) plan review
- Cash balance plan evaluation
- Executive benefits
- Group health benefit review
Tax Strategy Coordination
- Accountable plan review
- Augusta Rule review
- Entity structure review
- CPA-coordinated tax strategies
Exit, Estate & Transfer
- Buy-sell agreement coordination
- Estate plan alignment
- Succession planning
- Exit pathway planning
Specific recommendations are based on the Business Wealth Diagnostic and PAID Method™ Plan. Investment advisory services, insurance products, tax strategies, and legal planning are reviewed and implemented through the appropriate licensed, registered, or professional channels.
A clear path from intake to plan.
Intake
We learn the business, the owner, the structure, and what prompted you to reach out.
PAID Method™ Diagnostic
We score each domain, surface findings by severity, and estimate the planning-impact wealth gap.
PAID Method™ Plan
We translate the diagnosis into a prioritized roadmap and coordination plan.
Decision
You decide whether to continue into Ongoing Advisory to implement and coordinate the plan.
- Wealth gap figures are estimated and reflect planning impact, not guaranteed outcomes.
- All recommendations are potential opportunities subject to review with the appropriate licensed professional.
- Owner Advisory Group does not provide legal or tax advice; coordination is provided alongside your CPA, attorney, and other advisors.
Ready to see where you stand?
Begin with a Business Owner Wealth Review and receive your Diagnostic and PAID Method™ Plan.